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Ready for a new Kia? Then it's time to drop by your Kia dealer to learn about all of your financing options. For many car buyers, getting an auto loan through a dealership is a faster and more affordable way to purchase a new vehicle. From quick credit approval to flexible loan terms, your dealership has your back. Five Benefits of Buying Your Car at Your Waco Kia Dealer 1. Loans for All Cars Unlike some financial institutions, your local dealership will offer auto loans for all new, pre-owned, and used Kias. This is a key benefit for buyers who want to strike a good deal at the dealership, but who can't afford to buy a car with cash. Buying a pre-owned or used car can be one way to save money at the dealership since these vehicles are sold at a discount. 2. All Borrowers Can Apply All borrowers can apply for financing through Kia's captive lender, Kia Motors Finance. In general, your credit score will determine if a bank or credit union will approve your auto loan application, which is why borrowers who have bad or recovering credit often struggle to get a traditional auto loan. Kia Motors Finance, on the other hand, works with borrowers who have poor or bad credit. 3. Flexible Loan Terms Kia auto loan terms are also very flexible for car buyers. Loan terms typically range between 24 and 72 months, although your dealership may offer 84-month finance deals during promotional periods. The finance team at your dealership will assess your financial situation and put together the best loan package for your budget. You may be able to negotiate with the finance team to lower your monthly payment. 4. Low Interest Rates A major benefit of financing your vehicle through your dealership is the low interest rate. Other lenders offer interest rates between 6.44% and 14.18% for new cars, and 9.06% and 21.38% for used cars. Kia Motors Finance, on the other hand, often offers auto loans with a very low APR. Sometimes, Kia even offers interest rates as low as 0.00% during promotional periods. Certain models may even have a 3.49% APR. 5. Easy Online Application Your local dealership makes it easy to get pre-approved for a loan with an online application. For this application, you will need to provide contact information, employment information, income estimations, and your social security number. From there, the dealership will check your credit score and find a competitive interest rate for your auto loan. Plus, when you submit your auto loan application, you won't need to pay an application fee. Buying a new car usually means you will need to find an auto loan. To make your car buying process easier, you can apply for an auto loan at your dealership - even if you have poor credit. Visit University Kia to explore your finance options today.

The 2024 Kia K5 is a mid-size sedan with big capabilities. The turbocharged powertrain of this sedan provides instant throttle response and aggressive acceleration for an exhilarating drive. The exterior is bold, with sharp lines that draw the eye along the body of the sedan. Read on to learn more about the incredible features of the '24 Kia K5. Your Guide to the 2024 Kia K5 The K5 is one of the most capable mid-size sedans on the market, with the available all-wheel drive system from Kia. The AWD on this sedan works by automatically distributing engine power between the front and rear wheels. This optimizes your traction and control, ensuring you can drive confidently in all weather conditions. Power and Acceleration Hit the streets with one of two powertrain options in your '24 Kia K5. The first powertrain available is the turbocharged 1.6L four-cylinder engine that produces an impressive 180 horsepower and 195 lb-ft of max torque. The second engine available is the larger Gt 2.5L turbocharged powertrain that delivers an incredible 290 horsepower with 311 pounds per foot of max torque. The GT turbocharged engine pairs exceptionally well with the quick-shift 8-speed dual-clutch transmission on the K5 with a wet clutch. This engine/transmission duo is powerful and can hit 0-60 mph in a scant 5.7 seconds. Driver Assistance Technology Drive smarter and safer with the incredible driver assistance tech inside the '24 Kia K5. This mid-size sedan boasts available features such as lane keep assist, navigation-based smart cruise control-curve with highway driving assist, blind spot detection, auto emergency braking, and much more. Additionally, you will find that the available front parking sensors help to keep you from inching into your garage door. Connected on the Go Upgrade to the available 10.25-inch touchscreen with navigation inside your '24 Kia K5 to take advantage of the high-definition graphics and accurate maps. Fully integrate your compatible smartphone devices with this screen using the Apple CarPlay and Android Auto features to listen to your favorite music, make phone calls, and more. Add the available wireless phone charger to this sedan to cut down on unnecessary cord clutter. Interior Design The spacious interior of the '24 Kia K5 is designed with you and your passengers in mind. The available panoramic sunroof opens the car's interior, lending it a light and airy atmosphere. ​You will love the available heated and ventilated front seats that ​keep you toasty in the winter and cool in the summer. ​Upgrade to the leather-wrapped sport steering wheel inside this sedan for a truly luxurious ride. If you are looking for a sporty mid-size sedan with aggressive acceleration, ​check out the '24 Kia K5. Drop by University Kia to ​check out our new and pre-owned inventory, including our EV and ​Hybrid vehicles, today.